The Most Beautiful View comes after the Hardest Climb
It takes years of preparation, many encounters with smaller mountains, Tonnes of training, Lot of Planning and 4 weeks acclimatization before anyone could even attempt the Mt. Everest. Obviously, one has to go through the hardest climb to get the Most beautiful view from the top of the world
This applies your RETIREMENT too, if you like to get a nice view after retirement, you got to work hard for years to get that. If you believe a passive investment with an Insurance company (Endowment policies like those Jeevan Dashes), you are grossly mistaken. They do not suffice any need – Insurance or Investment.
Save for a Safe Retirement